Credit Lite - Multi Branch Loan & Savings Management System

What is Credit Lite?

Credit Lite is a complete online credit solution for any type of finance, banking or co-operative organizations. This script comes with all essential tools for managing loans, repayments and all other loan related task. in contrast this system includes multiple account features like as savings account, checking account and also you can create different types of others account for each particular customer. This system comes with 8+ popular online payment gateways such as PayPal, Stripe, Razorpay, PayStack, Flutterwave, VoguePay, CoinPayments(Crypto), InstaMojo and Mollie. Payment gateways mainly used for automatic deposit money to customers account instantly. This script also comes with 4 popular SMS gateway so you can easily integrate your desired SMS gateway for SMS notifications.

You can easily translate this system without editing any code. You don’t need any extra coding knowledge for installing this script into your server. You can install this system by using built-in one click auto installer and also translate it to other languages by using our language management tool.

No Refund will be made once you downloaded this item

Demo Admin Login

Demo Login URL Email: admin@demo.com Password: 123456

Demo Member Login

Demo Login URL Email: user@demo.com Password: 123456

Update Notes

Version 2.5 – 03/April/2025

+ Fixed balance column in repayment schedule

Version 2.4 – 20/March/2025

+ Fixed flat rate and fixed rate loan repayment amount issue.

Version 2.3 – 12/March/2025

+ Changed Loan Penalty calculation.
+ Added Member details in deposit and withdrawal page.
+ Added member's current balance to the deposit and withdrawal pages in the admin panel.
+ Fixed some other minor issues.

Version 2.2 – 28/February/2025

+ Fixed interest posting issue when number of row more than one page.
+ Fixed interest amount for fixed and flat rate loan.
+ Fixed some other minors issues.

Version 2.1 – 14/February/2025

+ Fixed loan repayment status issue for the last due date.

Version 2.0 – 09/February/2025

+ Added bank accounts
+ Added bank transaction
+ Auto account creation while approving member registration request
+ Auto account creation while creating new member
+ Display all loan product details in customer panel while applying new loan
+ Admin can deduct loan repayment amount from user savings/chequing account directly from the repayment form.
+ Added loan amount transfer option to user savings or chequing account
+ Added repayment receipt printing feature
+ Added transaction receipt printing feature
+ Added option to access all branch to role based staff
+ Added all possible term period in loan product
+ Added upcoming loan repayments page in the admin panel
+ Added auto release date based on loan product max terms 
+ Added loan payment notification
+ Added overdue loan payment notification
+ Added upcoming loan payment reminder
+ Added cash in hand report
+ Added bank account transactions report
+ Added bank account balance report
+ Added logo into report header
+ Update UI/UX

Version 1.7.1 – 23/September/2024

+ Fixed new loan product creating issues

Version 1.7.0 – 12/September/2024

+ Added repayment report
+ Added loan application fee
+ Added loan processing fee
+ Added total approved loan amount
+ Added total due loan amount
+ Fixed some other minor issues

Version 1.6.0 – 16/May/2024

+ 2FA Login integration
+ Auto Account Number Generation 
+ Auto Loan ID Generation
+ Custom Fields for Members
+ Custom Fields for Loans
+ Auto Member ID Generate
+ Due Loan amount list in dashboard
+ Added Branch ID to members import
+ Allow decimal interest rate on savings product
+ Showing who created the loan
+ Minimum Balance for interest posting
+ Fixed repayment schedule issue after making a repayment
+ Fixed some other existing issues

Version 1.5.5 – 27/August/2023

+ Fixed permission issue
+ Fixed Loan view issue after adding collateral

Version 1.5.4 – 29/July/2023

+ Update Laravel version to 10.X
+ Added Flexible Loan Repayment Feature
+ Added Reduce Balance Interest Type
+ Fixed Expense Overview Chart
+ Fixed Loan Penalty Issue while change date format
+ Fixed some other minor issues.

Version 1.5.3 – 23/March/2023

+ Added Customer Bulk Import Feature
+ Added Repayment Schedule Print Option
+ Fixed Other Account Transfer Fee Issue 
+ Fixed Multiple Entry Issue

Version 1.5.2 – 28/February/2023

+ Fixed Deposit Method Store Issue

Version 1.5.1 – 14/February/2023

+ Fixed Email Template update issue

Version 1.5 – 31/January/2023

+ Fixed Loan calculator permission issue for staff.
+ Added account balance showing option for email & sms notifications.
+ Added Transaction fee option for own account Transfer.
+ Added Transaction fee option for other account Transfer.
+ Fixed Due loan report issue for staff.
+ Amount range wise charge for offline deposit.
+ Amount range wise charge for automatic deposit.
+ Amount range wise charge for offline withdraw.
+ Fixed Stripe CSS issue.
+ Fixed some other minor issues.

Version 1.4 – 13/November/2022

+ Fixed Transfer Money Issue to other currency
+ Added pending loan count icon

Version 1.3 – 30/October/2022

+ Added Member Sign Up features
+ Fixed Notification Issues
+ Fixed Forget Password Issues
+ Expense Attachment Preview
+ Fixed 500 error when apply loan from customer portal 
+ Added Minimum and Maximum Loan amount restriction on customer portal
+ Fixed Language Switching issues
+ Added Revenue Reports
+ Fixed some other minor issues

Version 1.2 – 24/September/2022

+ Fixed Member photo issue
+ Fixed KYC document view issue
+ Added default branch name changing option
+ Fixed permission issue of assets directory 

Version 1.1 – 20/September/2022

+ Added Multi Branch Feature
+ Fixed Staff Dashboard Chart & Currency
+ Fixed some other existing issues

Version 1.0 – 08/September/2022

+ Initial Release